​Some people are still unfamiliar with health savings account, but it's primarily a savings account for healthcare expenses. There are many pros and cons to it, and if you're consider opening one, here's what you need to know.

​The year is about to end, and the last thing on your mind right now is whether you've maximized your medical insurance so far. If you haven't, it's not yet too late to maximize what you've paid for. Many insurance plans would reset once the new year comes, and all you've paid for will go to waste if you don't maximize it. 

​Employee benefits are revised continuously to improve yours and your clients’ lives. Take note of these expected changes in 2020:

​Running a business is expensive, and it makes sense for an employer to save money when possible. There are many ways to save up on costs for business group insurance, and knowing them allows you to put more money on things that matter. Here are some ways to lower these costs.

If you are a smoker or had smoked cigarettes or any other tobacco products for the past year, then chances are you’re charged higher on your dental insurance premiums. And now you are asking, “How is this so?”

​Here are the reasons why smoking affects your dental insurance.

Health insurance is one of those expenses that you wish you didn’t have to pay. However, due to the Affordable Healthcare Act or Obamacare, you have to. People who do not have any insurance must pay a penalty that was ruled as a tax by the SCOTUS.
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To be honest, insurance is a good idea because it is a kind of savings which you will draw upon when the unthinkable happens. Here’s how you can lower your insurance premiums by getting group insurance.

​People are still in the belief that health is wealth. It is indeed still true. Many are getting more and more conscious about their physical and mental health. The more protected they think they are in terms of this subject, the more they are inclined to achieve better in life. 

​In a report published by PLOS Medicine, they have observed Medicare Advantage enrollees spend less time in nursing facility and rehab after surgery. Also, these patients are also highly unlikely to be readmitted to a hospital compared to others who are in a traditional Medicare.

Welcome to our new insurance agency blog!
 
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.
 
We hope you'll come to view this as a top resource for keeping your family and your finances safe.
 
Here are a few of the topics we may be writing about:

• Answers to clients' frequently asked questions.
• Helpful information about insurance shopping.
• Safety and Health Tips and Ideas.
• Local Community Information.

 
Stay Tuned!

​I wanted to talk about health savings accounts today. One of the most common things I hear when I’m out enrolling employees. Or educating employers on the savings group is they’ll say something like, “hey, I’ve heard of that it’s… a health savings account”, or “I had that at my old employer.” And that’s not true, those aren’t accurate descriptions of an HSA, people are getting them confused.