Financial Planning Ministry |
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BENEFITS HIGHLIGHTS
Learn all you need to know to prepare for open enrollment this year NEWS AND UPDATES
We are making the following changes to your benefits program effective January 1, 2021:
NEW PLAN OPTIONS:
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Financial Planning Ministry now offers 2 new plans along with the existing Health Net Gold PPO plan for the 2021 benefit year:
Working Spouse Exclusion: Starting January 1st, 2021, spouses who are employed and offered health insurance coverage by their own employer or covered by a federal health insurance program are no longer eligible to participate in Financial Planning Ministry’s group plan.
- Health Net Gold Value 750 + HRA
- Health Net Gold PPO plan (existing)
- Kaiser Gold
Working Spouse Exclusion: Starting January 1st, 2021, spouses who are employed and offered health insurance coverage by their own employer or covered by a federal health insurance program are no longer eligible to participate in Financial Planning Ministry’s group plan.
Please read and complete these mandatory forms:
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NEW OPEN ENROLLMENT:
Open enrollment will now take place in early December and your elections/benefit changes will become effective January 1st, 2021.
Open enrollment will now take place in early December and your elections/benefit changes will become effective January 1st, 2021.
KAISER HMO:
Financial Planning Ministry is now offering the Kaiser gold plan to its benefit menu. The new Kaiser Gold HMO plan offers great coverage at very affordable rates which will allow existing and new employees to “stay” with Kaiser. It’s important to remember that Kaiser offers no “out-of-network” coverage, so employees who enroll in Kaiser need to be familiar with the Kaiser HMO medical network.
Financial Planning Ministry is now offering the Kaiser gold plan to its benefit menu. The new Kaiser Gold HMO plan offers great coverage at very affordable rates which will allow existing and new employees to “stay” with Kaiser. It’s important to remember that Kaiser offers no “out-of-network” coverage, so employees who enroll in Kaiser need to be familiar with the Kaiser HMO medical network.
HRA PLAN:
Employees who enroll in the Health Net Gold Value 750 Plan will also participate in a new health reimbursement account (HRA) with a $750 annual spending limit. The HRA is employer funded. Employees can use their HRA funds on eligible medical expenses by swiping their ISG Benefits Card.
If you have more questions about the HRA plan, please contact your benefits advisor, Duncan Harris at 661-432-1474 or email at Duncan@Joinisg.com.
Employees who enroll in the Health Net Gold Value 750 Plan will also participate in a new health reimbursement account (HRA) with a $750 annual spending limit. The HRA is employer funded. Employees can use their HRA funds on eligible medical expenses by swiping their ISG Benefits Card.
If you have more questions about the HRA plan, please contact your benefits advisor, Duncan Harris at 661-432-1474 or email at Duncan@Joinisg.com.
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Open enrollment is November 30th to December 11th. We encourage you to contact your benefits advisor, Duncan Harris, to help your current benefits to ensure they are still in line with your needs. You must submit changes if you want to:
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