ISG Benefits and Insurance Services Blog
If you’re an entrepreneur or self-employed, it could be tricky to obtain health insurance. There are new regulations every now and then. However, obtaining a health insurance policy will always be worth the trouble of finding it. Here are five ways that you can get health insurance if you’re not an employee.
Use the Healthcare Marketplace
You should go to HealthCare.gov if you want to choose an insurance policy for yourself as an entrepreneur. If you are getting confused by so many options and companies, then you can consult a reliable insurance broker. If not, then read reviews and make sure they’re independent ones. Reviews of insurances from the same website of the insurance company may not be authentic.
Go for Short Term Health Insurance
You can purchase short term health insurance if you want. Its coverage is usually relatively very low compared to other forms of health insurance. However, it refuses coverage for anyone who has chronic conditions. If you’re confused about your options when it comes to short term health insurance, then you can approach a trusted insurance agent.
Seek Health from Associations
There are some associations such as the NASE, or the National Association for the Self-Employed. They can help you get health insurance, or they can even offer you a policy. That's one of your benefits from joining them. However, take note that the cost of the association fee might end up bigger than the benefit you'll be receiving. Thus, do your due diligence in this matter.
Check Out Professional Employer Organizations
Professional Employer Organizations, or PEOs, can help employers and entrepreneurs acquire healthcare benefits. They are companies that help to outsource management tasks such as accounting and payroll. You can seek them for advice if you want health insurance for yourself.
Go for Health Cost Sharing
As long as you're healthy and fit, health network companies can help share your medical and healthcare costs. There are many of these companies sprouting up. They can provide affordable healthcare plans for you to help shoulder your medical bills.
Some Final Words
No matter how complicated getting health insurance is, you can’t take your health for granted. As an entrepreneur or employer, your health is indispensable to your business. Get your health insurance policy now to enjoy its numerous benefits.
At Insurance Savings Group, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (661) 432-1474 or Click Here to request a free quote.
2/11/2021 12:14:32 pm
I appreciate your careful advice to make sure the association fee is not more than the benefits you get. That would be a huge bummer for my dad. He needs the help an association can offer but he also needs to be able to afford it.
1/17/2022 10:14:04 pm
This is great advice and a good reminder. It's easy to take out good health for granted, especially if you're young and health.
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