If you are a smoker or had smoked cigarettes or any other tobacco products for the past year, then chances are you’re charged higher on your dental insurance premiums. And now you are asking, “How is this so?”

​Here are the reasons why smoking affects your dental insurance.

Health insurance is one of those expenses that you wish you didn’t have to pay. However, due to the Affordable Healthcare Act or Obamacare, you have to. People who do not have any insurance must pay a penalty that was ruled as a tax by the SCOTUS.
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To be honest, insurance is a good idea because it is a kind of savings which you will draw upon when the unthinkable happens. Here’s how you can lower your insurance premiums by getting group insurance.

​People are still in the belief that health is wealth. It is indeed still true. Many are getting more and more conscious about their physical and mental health. The more protected they think they are in terms of this subject, the more they are inclined to achieve better in life. 

​In a report published by PLOS Medicine, they have observed Medicare Advantage enrollees spend less time in nursing facility and rehab after surgery. Also, these patients are also highly unlikely to be readmitted to a hospital compared to others who are in a traditional Medicare.