ISG Benefits and Insurance Services Blog
If you are a smoker or had smoked cigarettes or any other tobacco products for the past year, then chances are you’re charged higher on your dental insurance premiums. And now you are asking, “How is this so?”
Here are the reasons why smoking affects your dental insurance.
What Your Dental Insurance Pays For
Risks for Insurance Companies
Insurance companies are taking more risk in granting you dental coverage because of the oral health hazards brought about by smoking like:
To sum it all up, if you are a smoker and have less than stellar oral care, then you’ll be needing a lot of work done. These are just a few of the reasons why your insurance company is charging you more on your premium.
Ways on How You Can Save on Your Dental Insurance
Short of quitting smoking, there are steps that you can take to help you save on your dental insurance.
Having dental insurance is just one way to protect your oral health, the rest is ultimately up to you. At Insurance Savings Group, we aim to make our client's life easier with policies that are tailored to their needs. You can get more information about our products and services by calling our agency at (661) 432-1474. Get your free quote today by CLICKING HERE.
Toll Free: 1-800-220-3304