Enrolling in Medicare is a 3 step process!

Create a “my social security account” 

To create an account, click here: https://www.ssa.gov/myaccount/create.html

To create an account, Social Security will verify your identity using information from your credit report.  They ask you a series of very odd questions, and if you cant answer correctly, then you cant create an account and cant enroll in Medicare.  THIS IS THE HARDEST PART of enrolling in Medicare.  Many of my clients are unable to pass the identity verification questions and thus their enrollment is delayed.  Dont wait to do this first step!  You can create a my social security account at anytime, at any age.  So get started now!

If you are unable to pass the identity verification questions, call the number to the local social security offices and schedule an appointment to get this taken care of. 

Bakersfield Social Security Offices: 1-866-476-1489.

At the appropriate time, enroll in Medicare Part A and B using the my social security account you created in step 1. 
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To apply, click here: https://www.ssa.gov/benefits/medicare/

To enroll in Medicare Part A and B, you need to be in your Initial enrollment period.

The online application only takes about 5 minutes to complete and your new Medicare ID card usually arrives just a few weeks later.  IF you are still enrolled in an employer sponsored group plan then you should consult with an agent to determine if switching to Medicare is the best option. 

Enroll in a Supplement and Drug plan or a Medicare Advantage plan.  
Your agent will provide you with an enrollment link or paper application.

Get educated on the difference between Medicare Supplement plans and Medicare Advantage plans.  Once you decide which option is best for you, you can complete a paper application or online application.  Better yet, work with an agent who completes the application for you:)


Summary
Enrolling in Medicare at the right time is very important and can be stressful without proper guidance.  It’s also important to know that you may enroll at a different time than your friends or parents based on your individual circumstances.  Please consult with an experienced agent to help guide you through this process.  Working with a professional can make this entire process a breeze.